D&B Finance Analytics

Best suited for quick overview or credit profile of a potential customer. Less suited to singularly rely on the information there. A user still needs to triangulate to other sources online/connections.

This would be incredibly useful for any organization needing a broad financial picture of an organization. This is extremely useful for determining which customers are stressed financially or are most likely to pay late/not at all. I use this program every time I am looking at payment issues for any of my clients.

Overall, I feel that D&B is the best credit rating service to use for business to business credit. However, I don't feel it represents a comprehensive view of all vendors for a particular customer.

I can only say that D&B is extremely useful for my job role as a conflicts analyst and the company is relied upon to give up-to-date, accurate and useful information about a business company or individual. This is very important in my role, as this is used when researching and approving potential new clients, whether business or individual.

D&B Finance Analytics is well suited when trying to identify customers who are credit worthy. It is important to feel comfortable when trying to give credit to a potential customer.

It's an invaluable tool for a credit manager. They provide reliable and current data so that I can make well informed decisions based on factors such as annual sales, payment history, and trending scales. Easy to read data with color coding gives a quick overall feel, then Im able to dive in further for more analysis.

This a great product that is helpful for companies of all sizes.

Most cases in particular where D&B has been beneficial to our company is to see that a company has been involved in legal suits with other companies doing the same type of work as us. The visibility of seeing this allows us to see that a particular company has a history of bad faith in this industry with similar contractors, which we can then investigate further if necessary or make a choice to avoid doing business with them. Using D&B to qualify our vendors is appropriate in every case.

A lot of newer accounts lacks data. Should still show their risk assessment or credit score even for newer businesses established.

It works well to gather information about an unknown company and also finding related entities to a company that might increase liability or risk exposure.

I can always rely on accurate information on the D & B site. They help me to determine credit risks of potential customers.

Generally, D&B Finance Analytics is a useful tool for prequalifying potential suppliers from a financial perspective but often times we need additional information straight from the supplier themselves.

We use D&B Finance Analytics before approving credit for any potential customer and it has served us well.

-It is appropriate for credit recommendations, especially for private companies who do not share financial information.
- Very useful when checking for legal events on a company.

I like the service, it is easy to use, provides robust information for larger companies, but in some cases it is missing necessary financial information.

Very user friendly and easy to read.

The financial Analytics assisted with more information than another report we used and helped decline a customer otherwise found credit worthy through another customer. D&B found that they were having cash flow issues so we set the customer up as CIA instead of extended credit.

It is great for identifying and searching for companies. If we need to find a company, understand its profile, its family tree, and some basic credit metrics this is ideal. I would like to see more connections to other risk portals such as Moody's/S&P, Bloomberg, news sources, etc. The credit analytics are helpful but still think need to be better organized and explained. I also use DNB for the trade payments/history. However, this page is a little hard to read and digest. We haven't started using the portfolio analysis as much as we should.

It's well suited for understanding a company you may not understand or recognize because it's business is either small or new, therefore creating more risk from a credit standpoint. It's also good to note what the challenges, if any, there have been for existing companies that are well-known to provide a deeper understanding of it's business model's performance from a credit perspective. It's less appropriate in scenarios with public financial data from companies, as our underwriting can be understood through a financial statement perspective and business perspective without having to deeper our analysis in credit metrics provided by D&B.

I have used D&B analytics both in my professional and educational pursuits and I have recommended it all the time to colleagues and classmates. Because the tool is very easy to use and provided back high level information for one to do more research against, D&B is a good start to anyone's journey whether it be a school report or sales prospecting.

In class, we would use D&B to gain insights on private companies who are competitors in a certain SIC/NAICS space. Similarly in my professional pursuits, D&B is great to understand if a company is a small business or commercial business or a national business. This helps in prospecting as an account manager, where we can provide credit needs depending on a minimum revenue amount. D&B is not the best tool from an efficiency perspective, because to get specific company information one must go into that company's profile.

Works well for the reports you use each year. Speaking to an account manager to get additional reports is painful and never happens.

I was able to determine that an account I would have set up with open terms is high risk so I knew to set them up as credit card only.

its is well suited to assess potential credit limits for customers

data may be limited in some instances, so need to proceed cautiously with recommendations

Small business like us is very economical way of managing the risk of getting bad debts. It help us eliminate those customers who are high risk of delinquency. It also help us to give a specific amount of credit and expected terms of payment. We also use the pending legal actions of the potential customer.

I use D&B Finance Analytics as my go to tool when a customer's credit line is in for review to be increased.
Also, when a customer's payments have slow downed, I will look to D&B to see if there have been any reported changes.
I, professional have been a user of D&B for quite sometime and highly recommended.
D&B was extremely vigilant during Covid